Our Loan Services
The type of loan we offer works best for you depends on factors, such as your credit score and how much time you can repay the loan.

Unsecured Personal Loan

This type of personal loan isn’t backed by any collaterals. Approval and the rate you receive on the loan are mainly based on your credit score.

Secured Personal Loan

This type of personal loan is backed by collaterals. You can borrow against your car, your house, personal savings or another valuable assets.

Particular Installment Loan

This type of loan is money you borrow and pay back with fixed payments or installments over a period of time, or term. It allows you borrow funds every time you make a purchase.

Our Target Audience
We have more specific focuses on young, highly educated people who may have high income in the future, however, who do not have much income now to get enough bank loans. They have fantastic prospects of future earning potential, but not yet well served by banks.
Housing Rentals on MyGoLive
When tenants are renting a house, landlords might ask you for a security deposit, first month’s rent, or both of them. This loan service helps tenants to fund the down payment to ease the initial expenses.

Lower Financial Burden

Tenants need extra money to cover the security deposit and first month’s rent when signing a lease. This loan can ease the housing rentals.

Fixed Interest Rates

We offer fixed interest rates for the duration of the loan. For well-qualified borrowers with good credit scores, getting a fixed rate makes it easier to budget.

More Fund Flexibility

This loan service provides a flexible financing tool that can help tenants who need to take care of unexpected or extra living expenses.

Efficiency of Loan Underwriting
Online application keeps us to get information faster, waste less time, and assess efficiently. For risk assessment, we take into account credit scores, debt-to-income ratios, and key factors such as estimated cash flow, career, education, and future earning potential.